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This article is about how you can save money for shopping during the Christmas holidays.
It is written mainly for Americans, but it applies to others as well.

The author offers several tips for saving money. Some are specifically for Americans,
but others are universal: everyone can benefit from them.

Summarize

What are the six tips that the author talks about in this article?

Which ones do you think will be most helpful to you in saving money?

Which are the least relevant to you?

Perhaps you don't need to save money for the holidays. What other things would you like to save money for?

Do you have holidays or other events in your country which require you to save money?

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Expressions Ready or not under pressure (w)rack up off kilter Uncle Sam set foot (in) in advance sock away big bucks pay down human resources go into effect cold turkey eat/dine out scratch the surface make a difference cut down on

See also: Financial Topics, Wealth and Investment